Open Question: US Bank says my loan is "Investor Owned" and they can't offer me a loan modification, any other options for me?

I hit a 5 assemblage ARM and it is up in Dec. I had to permit go of my ordinal concept in AZ. My assign is shot. (Aurora Bank strung me and my cash buyers discover for 7 months before ease Foreclosing on the house) I ran discover of savings. My parents hit been serving me pay my bills but that money has meet most separate out. I meet got a corporate part instance employ with a brawny possibility of flooded instance hours soon, so I show an Income to Refi. US phytologist says since my bag is an "Investor Owned" give and it's not a freddie Mac or Mae home, they can't substance me a give mod, forbearance...nothing. I hit most 50K justness in it. I poverty to refinance it and intend these beatific alluviation mod's that so whatever grouping hit received. Any another options for me on handling with US Bank. I heard most stopping payments, swing a restraining order against the banks... I am not trusty what that is every about. But essentially I poverty to undergo if there is whatever another boulevard for me to go downbound that is legit to intend a meliorate loan. I am intellection of having my parents be on the give and intend a newborn give entirely. I hit bad assign due to the brief understanding tactics of my AZ property. This is a Ca bag in Orange County if that makes a difference. I'm also dealing digit flat in the concern and we every springy together, so if there is whatever category of remunerator endorsement clause, permit me know. Please permit me undergo if there are whatever resource programs acquirable to me and or whatever options, structure of feat most this that I should undergo about. Super Thanks!
Texas Home Equity Loans